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Wealth OS

It’s essentially an automated solution designed for corporate wealth management, specifically focusing on facilitating the Corporate NPS process. It leverages Tartan’s Unified HRMS and Payroll APIs to connect to over 50 HRMS platforms and uses Agentic Apps for integration and automation.

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Why does Benefits OS exist?

Wealth OS exists to address the inefficiencies and manual burdens in onboarding corporates and employees for wealth management products like NPS. The traditional process often involves significant manual data collection from HRs by Bank’s Relationship Managers, HR dependency for account opening, and a broken, offline journey for employees involving manual KYC. The platform aims to replace manual tasks with automated processes through an HRMS and Payroll integrated journey, streamlining corporate onboarding and employee activation.

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How does Wealth OS help Wealth Management companies?

The platform significantly helps such companies by driving higher efficiency and productivity. It expedites client onboarding process and service fulfilment on their platform. Key benefits include -
  • Seamless corporate onboarding, data-driven HR collaboration for real-time data sync and empowered employee financial planning through a simplified digital journey.
  • It enables scaled technology solutions, promotes the adoption of wealth management products among employees through corporate channels, and allows crafting of tailored solutions.
  • Companies gain real-time dashboards for tracking corporate and employee activities.

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Key modules and capabilities

  • Corporate Profiling & Onboarding: Automating checks via a self-serviced KYB journey and automating checks on companies using public sources [similar to Banking OS source, relevant]. Facilitates corporate onboarding and CHO code generation.
  • HRMS Integration & Data Sync: Providing Unified API access to 80+ HRMS to securely access employee details like salary, grade, dependents, tenure, marital status, and investments with consent. Ensures continuous data sync.
  • Employee Activation & Account Creation: Managing the employee sign-up journey covering account creation, employee KYC, Nominee Selection, and PRAN Generation/Linking. Includes automated PRAN linking/de-linking.
  • NPS Contribution Management: Facilitating the setting of NPS contribution percentages based on employer limits… and handling real-time NPS contribution reconciliation.
  • Real-time Dashboards: Providing dedicated dashboards for Employees to track savings and investments and Employers to track contributions and processing status.